My peanut butter banana overnight oats get their protein from Greek yogurt, chia seeds, and peanut butter — no protein powder needed. The banana and peanut butter handle the sweetness on their own, so there’s no added sugar in the base. Five minutes the night before, sliced banana and a PB drizzle in the morning, done.

A close up image of peanut butter banana overnight oats in a mason jar.
Save this recipe!
Enter your email below & we’ll send it straight to your inbox. Plus you’ll get great new recipes from us every week!

Why these overnight oats don’t need protein powder (or sweetener)

Shruthi's face

Most overnight oats recipes are fine as a snack but not filling enough for a real breakfast. This version changed that for me with one move: half a cup of Greek yogurt stirred into the base. It adds a ton of protein and creates a creamy texture without making the oats taste tangy.

Chia seeds pull double duty — they absorb liquid overnight and create that thick texture. Pepitas go both in the base and on top: stirred in gives you crunch throughout, scattered on top keeps that texture fresh in the morning.

Peanut butter goes in the base and on top — stirring it into the oats before refrigerating distributes the flavor throughout, and the drizzle in the morning is for richness and looks. Stir the base well before refrigerating; peanut butter clumps at the bottom if you’re lazy about it.

I make five jars every Sunday and grab one on my way out the door all week — this is the overnight oats recipe I come back to most, alongside my strawberry cheesecake overnight oats (which also has a Greek yogurt base).

I don’t add sweetener to the base — the banana and peanut butter are enough on their own. If you prefer it sweeter, a drizzle of honey works, but taste it before you add anything. You might not need it.

What goes in the jar + toppings

An overhead image of the ingredients of the overnight oats.

Full ingredient list and detailed instructions in the recipe card.

  • Old-fashioned rolled oats, not quick oats. Quick oats get mushy overnight. Steel-cut won’t soften enough. Rolled is the sweet spot.
  • Plain Greek yogurt is the protein engine. Half a cup creates a creamy base without making the oats taste tangy. Full-fat or 2% — nonfat works but the texture is thinner.
  • Peanut butter goes in the base for flavor and on top for richness. Natural PB has cleaner ingredients; regular is sweeter. Either works — just stir the base well so it doesn’t clump at the bottom.
  • Chia seeds thicken the oats overnight and need the full soak to soften properly. Don’t add them in the morning — they won’t have time to do their job.
  • Pepitas are split between the base and topping. Stirred in gives crunch throughout; scattered on top keeps texture fresh. They’re also adding more to each serving than most people realize.

TIPS & TRICKS

A few tips to remember

  • Stir the peanut butter in completely. It clumps at the bottom if you don’t spend an extra 30 seconds mixing. This is the one step people skip and regret.
  • Slice the banana fresh in the morning. It browns fast — don’t add it the night before.
  • Too thick? A splash of milk and a stir loosens it up. The Greek yogurt + chia seeds + peanut butter base sets up dense.
  • Eat cold or warm. Straight from the fridge is classic, but 1–2 minutes in the microwave makes it taste like oatmeal. Both are good.
  • The base keeps 4 days. Make several jars Sunday, add banana, PB drizzle, and pepitas fresh each morning.

How to make peanut butter banana overnight oats

  1. Mix the base. Add oats, Greek yogurt, milk, peanut butter, chia seeds, and pepitas to a jar. Stir well until the peanut butter is fully incorporated — no clumps at the bottom. I love using these mason jars that come with lids and an attached spoon – makes it so easy to grab one on the way to work.
  2. Chill overnight. Cover and refrigerate at least 4 hours, or overnight.
  3. Top and serve. Stir the base, then top with sliced banana, a peanut butter drizzle, and a scatter of pepitas. Eat cold or microwave 1–2 minutes.
An overhead image of combining the ingredients together in a bowl.
An overhead image of the combined overnight oats.
An overhead image of garnishing the oats with bananas, peanut butter, and pepitas.

How to serve Greek yogurt overnight oats

This is a complete breakfast on its own! For extra fruit, add fresh berry compote on top. Pack with a hard-boiled egg on the side if you’re fueling a serious workout.

Variations:

  • Chocolate peanut butter: Add 1 tablespoon cocoa powder to the base.
  • Extra banana: Mash half a banana into the base for more banana flavor and natural sweetness.
  • Nut-free: Swap peanut butter for sunflower seed butter; use sunflower seeds instead of pepitas.
  • Dairy-free: Use coconut yogurt and oat milk.
  • Crunch boost: Add granola on top just before serving.
An image of peanut butter banana overnight oats.

Storage and reheating suggestions

Store the base in a sealed jar in the fridge for up to 4 days — keep toppings separate until serving. Add banana, PB drizzle, and pepitas right before eating. Freezing is not recommended; the texture gets gummy.

More overnight oats recipes

For more delicious, high protein overnight oats recipes to try, take a look at these.

5 from 1 vote

Peanut Butter Banana Overnight Oats

My peanut butter banana overnight oats pack 42g protein without any protein powder — just Greek yogurt, chia seeds, peanut butter, and pepitas. 5 minutes to prep, grab and go all week.
Prep Time: 5 minutes
Chill Time: 4 hours
Total Time: 4 hours 5 minutes
Servings: 1 serving
Save this recipe!
Enter your email below & we’ll send it straight to your inbox. Plus you’ll get great new recipes from us every week!

Ingredients 

For the oats:

  • ½ cup old-fashioned rolled oats
  • ½ cup plain Greek yogurt
  • ½ cup milk
  • 2 tablespoons peanut butter
  • 2 tablespoons chia seeds
  • 1 tablespoon pepitas

For topping:

  • 1 medium banana, sliced
  • 1 tablespoon peanut butter, for drizzle
  • 1 tablespoon pepitas

Instructions 

  • In a jar or container, add oats, Greek yogurt, milk, peanut butter, chia seeds, and pepitas. Stir well until the peanut butter is fully incorporated and everything is combined.
  • Cover and refrigerate overnight, or for at least 4 hours.
  • When ready to eat, stir the oats. Top with sliced banana, drizzle with peanut butter, and scatter pepitas over the top. Eat cold or microwave for 1-2 minutes if you prefer warm oats.

Notes

  • Stir the peanut butter thoroughly before refrigerating to avoid clumps.
  • The oats will thicken overnight; add a splash of milk in the morning if you prefer a looser consistency.
  • Use natural peanut butter for cleaner ingredients, or regular for sweeter flavor.
  • Refrigerate in an airtight jar up to 4 days (without toppings). Add fresh toppings before serving.
  • Prep 4-5 jars on Sunday for the whole work week.

Nutrition

Calories: 909kcal | Carbohydrates: 87g | Protein: 42g | Fat: 49g | Saturated Fat: 10g | Polyunsaturated Fat: 17g | Monounsaturated Fat: 18g | Trans Fat: 0.1g | Cholesterol: 20mg | Sodium: 297mg | Potassium: 1425mg | Fiber: 19g | Sugar: 29g | Vitamin A: 293IU | Vitamin C: 11mg | Calcium: 472mg | Iron: 7mg

Nutrition information is automatically calculated, so should only be used as an approximation.

Like this? Leave a comment below!

I'm the recipe developer, photographer and brain behind Urban Farmie. I’m a lifelong vegetarian. I’ve lived, worked, and traveled to 60+ countries and bring you authentic, vegetarian recipes from all those travels!

5 from 1 vote (1 rating without comment)

Leave a comment

Your email address will not be published. Required fields are marked *

Recipe Rating




This site uses Akismet to reduce spam. Learn how your comment data is processed.